My Personal Finance Blog

My Personal Finance Blog http://pharaohsmom.savingadvice.com Just trying to get a handle on things info@savingadvice.com Me en-us This sucks the Big One http://pharaohsmom.savingadvice.com/2010/03/27/this-sucks-the-big-one_58161/ I'm not too impressed with the new site. Pretty user unfriendly. Sat, 27 Mar 2010 12:21:23 PST Me Paid that Puppy Off http://pharaohsmom.savingadvice.com/2010/03/09/paid-that-puppy-off_57765/ The personal loan is no more! In light of the fact that I will be dealing with a 25% pay cut, I paid it off. And good riddance! Now I'm debt free except for the mortgage. And it feels really good! Tue, 09 Mar 2010 08:01:49 PST Me End of February Update http://pharaohsmom.savingadvice.com/2010/02/28/end-of-february-update_57557/ No-spend days : 21 February Eat-In : 26 points $20 Challenge : $64 Sodas : 39 Sun, 28 Feb 2010 09:57:13 PST Me Mid-Month Update http://pharaohsmom.savingadvice.com/2010/02/13/mid-month-update_57248/ No-Spend Days = 10 February Challenge = 12 points $20 Challenge = $44 Soda Consumption = 20 Sat, 13 Feb 2010 12:11:36 PST Me Under $3500 Owed http://pharaohsmom.savingadvice.com/2010/02/11/under-3500-owed_57212/ Just made another payment to the personal loan. The new balance is $3429! Yippee! Thu, 11 Feb 2010 16:56:56 PST Me February Challenge http://pharaohsmom.savingadvice.com/2010/02/04/february-challenge_57065/ Well, I messed up and went out to lunch with a friend today. So , there's no way now that I'll win the Feb. challenge. On the upside, I've had 2 NSDs this month. Today, just wasn't one of them. Thu, 04 Feb 2010 20:16:10 PST Me Small Addition to $20 Challenge http://pharaohsmom.savingadvice.com/2010/02/03/small-addition-to-20-challenge_57034/ Went to the feed store today to get a bag of Strategy-GX for the boys. Got a five and 2 ones in my change. February $20 Challenge = $7 Wed, 03 Feb 2010 14:04:22 PST Me As Requested... http://pharaohsmom.savingadvice.com/2010/02/02/as-requested_56997/ A few posts back, I mentioned that I was putting together a collection of my favorite recipes to give to my nieces. Frugalgal suggested that I post some of them. Before we get to that, let me tell you a story. Somewhere in New England there are two restaurants in close proximity... Tue, 02 Feb 2010 09:13:12 PST Me January in a Nutshell http://pharaohsmom.savingadvice.com/2010/02/01/january-in-a-nutshell_56964/ January's over. Yay!!! So how did I do? Sodas for the month = 53 That's fewer than 2/day Purge 30 things in 30 days = 49 I completely forgot to keep track of the score. 20 Dollar Challenge = $244 Rebates, sale of CDs, 1 & 5 dollar bills that I try to never spend. Family... Mon, 01 Feb 2010 08:11:02 PST Me Update to Side Bar http://pharaohsmom.savingadvice.com/2010/01/22/update-to-side-bar_56752/ I recently stumbled across a website that is dedicated to money and debt quotes. There's a lot of food for thought there. I think I've pretty much met my soda goal. Some days I have two, some days I only have one. Maybe I'll just give it up completely. Nah, probably not. But... Fri, 22 Jan 2010 08:50:12 PST Me The Purge Continues http://pharaohsmom.savingadvice.com/2010/01/13/the-purge-continues_56571/ 1 Coffee maker 1 too-big dog harness 1 stuffed animal 2 more dust catchers All the above are destined for Goodwill. 30 Cds - sold!! Off to the city, again. Gotta get those rebate checks to the bank. I'll be dropping off the purge items at Goodwill. Need feed for the horses,... Wed, 13 Jan 2010 07:18:39 PST Me Good Times at the Mailbox http://pharaohsmom.savingadvice.com/2010/01/11/good-times-at-the-mailbox_56531/ Let me try this again. I had to make a run to the city today to run some errands. Stopped at the mailbox on my way home and found no one, but two rebate checks! Both from HughesNet. One for $100 and one for $40. The big one gets added to my 20 Dollar Challenge and the little... Mon, 11 Jan 2010 17:11:48 PST Me Miscellaneous Stuff http://pharaohsmom.savingadvice.com/2010/01/08/miscellaneous-stuff_56462/ So far so good on the soda intake reduction. It's not that I don't like water, tea, juice, etc. , it's mostly that I miss the fizz. I made my monthly payment on The Loan today; sent an extra $165. I'm determined to be rid of that debt by the end of the year! Still rummaging... Fri, 08 Jan 2010 20:16:52 PST Me Wednesday Ramblings http://pharaohsmom.savingadvice.com/2010/01/06/wednesday-ramblings_56400/ I've spent the last couple of days working on my cookbook. It's a collection of my favorite recipes that I plan to give to my niece and great-nieces for Christmas this year. A time-consuming project, to be sure, but it's fun to do. I added $7 to my 20 dollar challenge today. Brings... Wed, 06 Jan 2010 19:45:36 PST Me Busy day today http://pharaohsmom.savingadvice.com/2010/01/03/busy-day-today_56281/ I've been busy today. Cleaned the corral, filled the trough, move 9 bales of hay(with MMs help), cleaned the house(definitely not thoroughly), and found 5 items for the 30 Day Challenge. Also found a quarter when I went to the dump! WooHoo! It's 3:33pm and I just opened my first... Sun, 03 Jan 2010 14:34:00 PST Me Fun Day Today http://pharaohsmom.savingadvice.com/2010/01/02/fun-day-today_56251/ Today Mountain man and I spent the day at a friend's house and I learned how to play dominoes. Good friends, good times. Doesn't get much better than that. Update on Soda reduction: Only 3 today! My goal is 2, but 3 is better than my previous habit. I'll try to do better tomorrow. Sat, 02 Jan 2010 20:10:31 PST Me Happy New Year and Here We Go http://pharaohsmom.savingadvice.com/2010/01/01/happy-new-year-and-here-we-go_56196/ Thanks for the warm welcome to the group. Y'all make me feel like this is a good place to be. Today I start to work on my diet soda habit. My short-term goal is to drink only 2 cans per day(down from 7-9). I do believe I'll notice a reduction on my grocery bill. Now, if I can... Fri, 01 Jan 2010 07:17:22 PST Me Last Day of 2009 http://pharaohsmom.savingadvice.com/2009/12/31/last-day-of-2009_56172/ Well, here it is. The last day of the year and the first day of my blog. I'm hoping to help myself get on track (and, hopefully, stay there) to pay off a personal loan and accelerate my mortgage payments. And while doing that I am going to really get serious about saving money,... Thu, 31 Dec 2009 08:18:52 PST Me